Jasmine (Cate Blanchett) disembarks in San Francisco after a flight from New York. A passenger who had been sitting next to her on the flight tells her husband that Jasmine had been talking to her constantly. Jasmine takes a taxi to her sister Ginger's (Sally Hawkins) apartment, where Ginger is shocked to learn that Jasmine travelled first class despite claiming to be broke.
Jasmine reflects on the life that she has lost and tries to start a new one, but is constantly drawn back into her expensive habits. In flashbacks, she remembers her past life in New York with her husband Hal (Alec Baldwin), a wealthy businessman.
Some years previously, Ginger and her working-class husband Augie (Andrew Dice Clay) visited New York, their first time there in many years. Jasmine provides a car and driver for them to tour the city, and pays for a stay in a hotel to avoid spending any time with them. Ginger announces they have won $200,000 in the lottery that Augie intends to use to start a construction business, but Jasmine offers Hal's help in investing the money instead. While touring New York, Ginger sees Hal kiss another woman. The woman later appears at Jasmine's birthday party. Ginger debates whether to say anything to Jasmine, but decides to stay quiet, hoping to spare her sister's marriage.
It is revealed that Hal is a fraudster and has lost a lot of money for many investors, including the money Ginger and Augie had given him to invest. Ginger defends Jasmine, but Augie blames her for ruining his life. Hal commits suicide after being sent to prison for fraud. Ginger divorces Augie and begins dating a mechanic called Chili (Bobby Cannavale).
Jasmine considers becoming an interior designer. She needs to take an online class but has no computer skills. She takes a job with a dentist (Michael Stuhlbarg), who pesters her with unwanted sexual advances. She fights him off and quits.
Jasmine's situation improves when she meets a wealthy widower, Dwight (Peter Sarsgaard), at a party. Dwight is a diplomat who aspires to become a congressman. Ginger begins a romance with Al (Louis C.K.), whom she meets at the same party. She breaks up with Chili, who begs her not to leave him. Eventually, however, she finds out that Al is married, and reunites with Chili.
Jasmine lies about her past life, telling Dwight her husband was a surgeon who died of a heart attack. Dwight is about to buy her an engagement ring when they bump into Augie outside the jewelery store. Augie rails at Jasmine about what Hal did to Ginger and him. Augie also reveals that Jasmine's estranged stepson, Danny (Alden Ehrenreich), is living nearby in Oakland. A shocked Dwight calls off their engagement. Jasmine goes to Oakland and finds Danny, who tells Jasmine he never wants to see her again.
In a flashback, we see how Jasmine finally learned of Hal's many affairs and then confronted him. Hearing that Hal wants to leave her for a teenage au pair, Jasmine, in a moment of blind rage, calls the FBI to inform the authorities of Hal's fraudulent business dealings. This leads to his arrest.
Jasmine returns to her sister's apartment and finds Ginger back with Chili. Jasmine and Chili needle each other, and Jasmine is furious when Ginger takes his side. Jasmine lies to Ginger and claims she is going to marry Dwight, and moves out. In the final scene, Jasmine sits on a park bench, talking to herself about her troubles.
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